Locum income in three PAYE schemes
Plus a limited company on the side. The return is a collage.
Clinics, pharmacies, practitioners
Healthcare accounts that leave you with the patients, not the paperwork.
Locum vs limited, pharmacy cash, practice expenses and a tax bill that does not land in clinic.
Clinics, pharmacies, practitioners
Healthcare Professionals
- The tell
- Locum · limited · pension
- Software
- Xero · Sage · QB · FreeAgent
- Reply
- Same day before 4pm
What we usually fix
- Locum income in three PAYE schemes
- Pharmacy cash and stock
- A practice that is profitable on paper
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What this sector actually gets wrong
GPs, dentists, pharmacists, physios and clinic owners already run a regulated day. Tax should not be the second shift. We look after healthcare professionals across Lancashire and Cheshire: from a sole-trader locum to a multi-site pharmacy that needs cash-flow discipline.
Pharmacy cash and stock
NHS income, retail, and stock that moves every week.
A practice that is profitable on paper
And still cannot draw what the partners expected.
You probably need this if
The clinics, pharmacies and practitioners who call us
- The June tax bill always lands in clinic
- NHS, private and locum income are three stories
- Stock is the balancing figure
- Partners cannot see why the profit is not the drawing
Healthcare Professionals
Who we act for
Locums and associates
Three PAYE schemes and a company on the side: one return.
Principals and practices
Drawings that match the cash, not the hope.
Pharmacies
NHS cycles, retail, stock that moves every week.
What sits in the monthly fee.
4 lines, all included
- The right vehicle
- Sole trader, limited, or partnership, based on drawings and risk, not fashion.
- Practice or pharmacy accounts
- Including the income streams that are not a simple sale.
- Payroll for the team
- Reception, locums, pension. Filed.
- Personal tax
- The clinician’s own return, aligned with the practice.
Then the calendar takes over.
- 01
Map income
NHS, private, locum, retail, room hire.
- 02
Set drawings
So the June bill is not a surprise in surgery.
- 03
Year end
Accounts and Self Assessment that match each other.
From the files
They timed a second-site fit-out without an emergency overdraft.
What actually happened
A pharmacy group watching cash vanish into stock
We put a 13-week cash view on NHS cycles and retail, and stopped treating the current account as the forecast.
In plain English
Healthcare Professionals accounting, written properly
The second shift should not be tax
GPs, dentists, pharmacists, physios and clinic owners across Lancashire and Cheshire already run a regulated day. We map NHS, private, locum and retail income, set drawings so the personal bill is not a surprise, and file practice accounts that match the clinician’s own Self Assessment.
Pharmacy cash is a 13-week problem
NHS timing, retail and stock will eat a current account that looks fine on a P&L. We put a cash view on the cycle before a second-site fit-out, and we will not treat the overdraft as a forecast. NHS pension statements sit with the practice numbers; regulated pension advice stays with a regulated adviser when it needs to.
Healthcare Professionals questions
Yes, associates, principals and limited companies set up around a practice.
Yes. The mix is common. The return has to tell one story.
We work with your pension statements and the practice numbers. Specialist pension advice sits with a regulated adviser when it needs to.
Usually on the same engagement
Both offices
One number. Whichever desk you land on.
01925 670289Or message us on WhatsApp- Warrington
- Ragan House, 674 Knutsford Road, WA4 1JHMap
info@countplus.co.uk
Monday–Friday, 9:00–17:00. Same-day response before 4pm.
Write to a human
Accounts, tax or consultancy. Pick a topic.
Countplus Accounting, since 2019
Talk to an accountant who already works with clinics, pharmacies and practitioners.
A monthly number in a minute, or a conversation with the person who would do the work.
Get a quote, or call the desk on 01925 670289, Monday to Friday, 9 to 5. Write before 4pm and a named person answers the same day.